Medicare Agents in Baywood-Los Osos

Founder | Ion Financial & Insurance Services (IFIS) With more than 40 years of experience in the insurance and financial services industry, David A. Ion has dedicated his career to helping individuals, families, and retirees protect their financial security and plan confidently for the future. Effective November 1, 2026, David is transitioning into semi-retirement, focusing exclusively on Medicare, Life Insurance, and Long-Term Care/Extended Care planning. As the founder of Ion Financial & Insurance Services, David has extensive experience helping Medicare beneficiaries navigate Medicare Supplement (Medigap) plans, Medicare Advantage plans, and Part D prescription drug coverage. His approach emphasizes education, personal attention, and helping clients select coverage that fits their healthcare needs and financial circumstances. David also assists individuals and families with life insurance and long-term care planning, helping protect retirement savings, preserve independence, and reduce the financial burden unexpected life events can place on loved ones. A longtime member of the National Association of Insurance and Financial Advisors (NAIFA), David has served on the NAIFA Central Coast Board of Directors. He is a graduate of the Leadership in Life Institute (LILI) and The American College’s LUTCF program and holds the Financial Services Specialist (FSS) designation. Although semi-retired, David remains committed View Agent