Find Medicare Insurance Agents in Baltimore, Maryland
Licensed independent agents serving Baltimore City
Choosing the right Medicare Supplement plan in Baltimore is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Baltimore City, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Baltimore, Maryland
- Where are you located? Are you in Maryland?
- How many years have you been selling Medicare plans?
- Do you offer both Medicare Advantage and Medigap?
- How many Medicare insurers are you 'appointed' with?
- Are you the person I call if I have future questions?
Find a Licensed Medicare Agent Near You in Baltimore
Use the directory below to connect with licensed, independent Medicare insurance agents serving Baltimore and the surrounding Baltimore City area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Baltimore →
Facts About Medicare in Maryland
- There are 177 different Maryland Medicare Advantage (Medicare Part C) plans available in 2023.
- Not every Medicare Advantage plan is available in each county in Maryland.
- The average premium for a Medicare Advantage plan with prescription drug coverage in Maryland is $29.21 per month in 2023.
- Some Medicare Advantage plans in Maryland are available with $0 premiums.
- Over 20 different insurance companies offer Medigap insurance Plan G options in Baltimore, Maryland.
Maryland Medicare Advantage Plans
There are 177 different Maryland Medicare Advantage (Medicare Part C) plans available in 2023, though not every plan is available in each county. The average premium for a Medicare Advantage plan with prescription drug coverage in Maryland is $29.21 per month in 2023, and some plans may feature $0 premiums.
Medigap Insurance Companies in Baltimore, Maryland
The following carriers offer Medicare Supplement plans to Baltimore-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- Aetna Health Insurance Company
- Aflac
- Allstate
- AARP, Insured by UnitedHealthcare
- Bankers Fidelity
- Cigna National Health Insurance
- Guarantee Trust Life
- Humana Insurance Company
- Manhattan Life Assurance
- Mutual of Omaha
- Philadelphia American Life
Estimated Medigap Plan G & Plan N Rates — Baltimore, Maryland (Zip 21201)
Estimated rates for Zip 21201. Contact a licensed agent for current quotes.
Plan G Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $143.76 | $325.79 |
| Female (Age 65) | $128.17 | $325.79 |
Frequently Asked Questions
What is the best Medicare Supplement plan in Baltimore?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in Maryland?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.