Find Medicare Insurance Agents in Detroit, Michigan
Licensed independent agents serving Wayne County
Choosing the right Medicare Supplement plan in Detroit is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Wayne County, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Detroit, Michigan
- How many Medicare Supplement insurance companies do you represent?
- What is the difference between Medicare Supplement Plan G and Plan N?
- Are rates guaranteed renewable, and can they increase over time?
- Do you charge a fee for your services, or are you compensated by the insurance company?
- Can you compare multiple carriers and show me the lowest and highest rates available in my area?
Find a Licensed Medicare Agent Near You in Detroit
Use the directory below to connect with licensed, independent Medicare insurance agents serving Detroit and the surrounding Wayne County area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Detroit →
Facts About Medicare in Michigan
- Medicare insurance rates in the Detroit area can vary widely — from $107.95 to $320.64 per month for females age 65 on Plan G (non-tobacco).
- Over 25 insurance companies offer Medicare Supplement insurance (Plan G) in Detroit, MI.
- Medicare advisors serve a broad Detroit metro area including Wayne, Macomb, and surrounding counties.
- The American Association for Medicare Supplement Insurance (AAMSI) operates a free, private online directory to help Detroit-area residents find local Medicare agents.
- Rate examples were as of May 18, 2020; consumers are encouraged to connect with local agents for current pricing.
Michigan Medicare Advantage Plans
The page does not include a specific description of Medicare Advantage in the Detroit area. Residents are encouraged to work with a local Medicare insurance professional who can compare Medicare Supplement, Medicare Advantage, and Medicare Part D prescription drug plan options.
Medigap Insurance Companies in Detroit, Michigan
The following carriers offer Medicare Supplement plans to Detroit-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- AARP Unitedhealthcare
- Accendo Insurance Company
- The Capitol Life Insurance Company
- The Order of United Commercial Travelers
- Bankers Fidelity Assurance Company
- Central States Health
- Transamerica Premier Life
- United American Insurance Company
- Unitedhealthcare
- Western United Life Assurance
- Cigna Health and Life Insurance
- Equitable National Life Insurance Company
- GPM Health and Life Insurance Company
- Garden State Life Insurance Company
- Lumico Life Insurance Company
- Medico Corp Life Insurance Company
- National Guardian Life Insurance Company
- Philadelphia American Life Insurance
- Prosperity Life Group
- Aetna Health Insurance Company
- Assured Life Association
- Great Southern Life Insurance
- Guarantee Trust Life Insurance Company
- United World Life Insurance Company
- Union Security Insurance Company
Estimated Medigap Plan G & Plan N Rates — Detroit, Michigan (Zip 48201)
Estimated rates for Zip 48201. Contact a licensed agent for current quotes.
Plan G Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $134.37 | $436.61 |
| Female (Age 65) | $107.95 | $320.64 |
Frequently Asked Questions
What is the best Medicare Supplement plan in Detroit?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in Michigan?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.