Find Medicare Insurance Agents in Boston, Massachusetts
Licensed independent agents serving Suffolk County
Choosing the right Medicare Supplement plan in Boston is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Suffolk County, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Boston, Massachusetts
- Are you licensed to sell Medicare Supplement insurance in Massachusetts?
- Do you represent multiple insurance carriers or only one company?
- How do Massachusetts Medigap plans differ from standard federal plans?
- What is the current lowest and highest rate for MA_SUPP1 in my zip code?
- How often do Medicare Supplement rates change, and what happens to my rate as I age?
Find a Licensed Medicare Agent Near You in Boston
Use the directory below to connect with licensed, independent Medicare insurance agents serving Boston and the surrounding Suffolk County area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Boston →
Facts About Medicare in Massachusetts
- Massachusetts uses its own standardized Medigap plan structure (MA_SUPP1) rather than the standard federal Plan F, G, and N designations.
- Medicare Supplement rates in the Boston area can vary widely — some plans cost nothing while others cost hundreds of dollars per month.
- For a female age 65, the lowest MA_SUPP1 non-tobacco rate in the Boston area is $197.25/month and the highest is $239.57/month (as of May 2020).
- For a male age 65, the lowest MA_SUPP1 rate in the Boston area is $197.25/month and the highest is $239.57/month (as of May 2020).
- Medicare agents serve Boston, Worcester, and dozens of surrounding Massachusetts communities including Cambridge, Lowell, Framingham, and Newton.
Massachusetts Medicare Advantage Plans
The page does not include a dedicated Medicare Advantage description for the Boston area. Consumers are encouraged to connect with a local Medicare insurance agent through the AAMSI national directory to compare Medicare Supplement, Medicare Advantage, and Part D prescription drug plan options available in their zip code.
Medigap Insurance Companies in Boston, Massachusetts
The following carriers offer Medicare Supplement plans to Boston-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- AARP Unitedhealthcare
- Humana Insurance Company
Frequently Asked Questions
What is the best Medicare Supplement plan in Boston?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in Massachusetts?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.