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Find Medicare Brokers All 50 States

Medicare Brokers – All 50 States

Medicare-brokersMedicare brokers can educate you about your Medicare plan options.  To find one, use the free online directory provided by the American Association for Medicare Supplement Insurance.

Access is free.  Enter your Zip Code (box on the right) and click Find Agents.

You enter NO personal information.  We don’t know who you are.

You get to see listed agents and brokers.  See their phone number (and call if you like).  Or, e-mail them directly.

Each agent posts a brief description of who they are and what they offer.  Some sell all Medicare plan options including Medicare Advantage and Medicare Supplement.  Others do not specify so feel free to ask them if that’s of interest to you.

Is there any catch?  No.  Agents list themselves but since launching the directory (around 2015) we have not received negative calls regarding any agent listed.  But if you encounter an issue, I invite you to call Jesse Slome, director of the Association at 818-597-3205.  Thank you.

What’s the Difference Between an Agent and a Broker?

There’s an important distinction.  When it comes to insurance, people tend to call everyone who sells an agent.  And, they are.

But an insurance agent often can only sell policies offered by one insurance company.

A broker can offer policies from multiple companies.  That doesn’t mean they offer every insurance company available in your area.  But, it’s an important distinction.  Something you should ask about when you first connect with an agent.

How do I choose a Medicare broker?

  1. Experience
  2. Options
  3. Bias
  4. Expertise
  5. Helpful
  6. Support
  7. Product Knowledge
  8. Convenience
  9. Good listener
  10. Referrals  

We address these tips to help you choose a Medicare insurance broker.  It’s worth reading.  You don;’t have to check off all the boxes.  But the more you do, generally the better the outcome you can expect.

How do brokers get paid?

You do not pay Medicare brokers for the time they will spend educating and working with you.  Commissions are built into every insurance policy.  Brokers can not negotiate for a better policy cost for you.  State law and regulations govern insurance sales.

That said, if you want to read more about what Medicare agents get paid, we have posted additional information here.

Medicare Brokers – Long-Term Care Insurance Brokers

Local-Medicare-brokersThe only national directory that lists local Medigap brokers can be accessed now.

Simply use the banner ad on this page (upper right).

If you are interested in long-term care insurance quotes, connect with the American Association for Long-Term Care Insurance.  You can call our office from 9AM until 3PM West Coast time with questions.  If you choose, we will connect you with a broker offering both linked-benefit and traditional LTC insurance options.