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Find Medicare Brokers Chicago – Illinois

Find Medicare Brokers ChicagoMedicare Brokers Chicago. Finding your best Medicare plan options starts with finding a great Chicago area Medicare broker to work with. Here are 7 tips to help you find a local Medicare broker in Chicago or across Illinois.

  1. Ask where is the broker physically located.
  2. Determine if they are an agent or a broker.
  3. Do they sell both Medicare Advantage and Medigap?
  4. Find out how many different plans they represent.
  5. Ask how many years they’ve been selling Medicare plans.
  6. Comparison shop.
  7. Also get all details in writing. Verbal information is non binding.

Directory Lists Medicare Brokers Chicago

The American Association for Medicare Supplement Insurance makes available an online directory. It is 100% free to use. And 100% private. You see their information. Enter no personal info (so no unwanted spam calls or emails).

Click this link to find Medicare brokers near me by simply entering your Zip Code.

Find Brokers In Chicago or Across Illinois

Use the Association’s directory to find Medicare brokers for the following neighborhoods in Chicago.

  1. Near North Side & Gold Coast
  2. Lincoln Park & Old Town
  3. The Loop
  4. Streeterville
  5. Lake View
  6. West Town & Wicker Park
  7. River North & Marina City
  8. Bucktown
  9. West Loop

Outside of Chicago, use the directory to find Medicare brokers for the 40 most populous cities and towns in Illinois. Find Medicare insurance brokers for:

  1. Chicago
  2. Aurora
  3. Rockford
  4. Joliet
  5. Naperville
  6. Springfield
  7. Peoria
  8. Elgin
  9. Waukegan
  10. Champaign
  11. Cicero
  12. Bloomington
  13. Decatur
  14. Evanston
  15. Schaumburg
  16. Bolingbrook
  17. Palatine
  18. Skokie
  19. Des Plaines
  20. Orland Park
  21. Tinley Park
  22. Oak Lawn
  23. Berwyn
  24. Mount Prospect
  25. Wheaton
  26. Normal
  27. Hoffman Estates
  28. Oak Park
  29. Downers Grove
  30. Glenview
  31. Elmhurst
  32. Carpentersville
  33. DeKalb
  34. Saint Charles
  35. Mount Vernon
  36. Belleville
  37. Woodridge
  38. Wilmette
  39. Quincy
  40. Zion

Why Physical Location Matters When Picking Medicare Plans

Because Medicare is a national program. But Medicare plans are local. Where you live matters.

Call a toll free number. You won’t know where the person answering the call is located. A local agent or broker in Chicago wants you to be a long-term client. And they should have better knowledge of what plans are good, better and best.

What’s The Difference Between An Agent & Broker?

The difference is important to your choices. A Chicago Medicare insurance agent generally only can represent and sell you one (1) company’s plan. A broker can sell multiple companies.

Here’s how to determine who you are speaking or meeting with. Simply ask the following question. How many insurance companies are you appointed with? Appointed is a legal term that means they can actually sell that company’s plan.

Is one better than the other. Not always. An agent for one company, say Blue Cross or UnitedHealthcare, may be offering the best plan in your area. But you’ll only know by comparing.

Are brokers appointed with all companies? Typically no. Which is why one of the questions we suggest includes the following. Tell me the names of which companies you are appointed with currently.

Do All Agents Sell Both Medicare Advantage and Medigap?

Nope. For instance, some sell both. Others don’t like Medicare Advantage. And some who sell Medicare Advantage don’t sell Medigap.

If you want to compare all your options, this is important information to know. Ask; do you sell both Medicare Advantage and Medigap. Then you’ll have your answer.

What Are The Top Medicare Advantage Plans in Chicago?

According to Ask Ai Questions Search Engine:

The 4 largest Medicare Advantage plans in Chicago are:

  1. Essence Healthcare
  2. HealthPartners UnityPoint Health
  3. Medica
  4. Quartz Medicare Advantage

The Association does not certify this information. We do not endorse any insurer or plan. Do your homework. That’s why we stress the importance of finding and speaking to a Chicago-area Medicare broker. Speak to two of them!

What Insurers Offer Medigap Insurance in Chicago?

Seniors in Chicago area turning 65 have Medigap plans from many insurers available. Here are the insurers offering Medigap Plan G (July 2024). Zip Code 60601.

  • AARP – UnitedHealthcare
  • Aetna Health Insurance
  • Aflac
  • Allstate
  • Ace Property and Casualty
  • Bankers Fidelity
  • Blue Cross Blue Shield Illinois
  • Chubb Limited
  • Globe Life
  • Guarantee Trust
  • Humana
  • Liberty Bankers
  • Medico
  • Mutual of Omaha
  • New Era Life
  • Physicians Mutual
  • Woodmen LifeWhile all Medigap Plan G plans offer basically identical benefits. Prices can vary. For the Chicago area can range widely. Read more on our website to find the best Medigap plan coverage.

Tips for Seniors Researching Medicare Plans in Chicago

  1. First, Start Early: Begin researching and comparing plans well. And start before the enrollment period. Allow ample time to understand the options available.
  2. And Consider Your Healthcare Needs: Evaluate your current health status, prescription drug requirements. Anticipate future medical needs to choose a plan that best fits your situation.
  3. Review Costs Beyond Premiums: Look into deductibles, copayments, and out-of-pocket expenses. Read everything to get a comprehensive view of the financial implications of each plan.
  4. Check Any Provider Networks: Ensure that your preferred doctors, hospitals, and pharmacies are included in the plan’s network. Avoid unexpected costs or disruptions in care.
  5. Understand Coverage Details: Thoroughly read through the coverage details of each plan. If additional benefits like vision, dental, or wellness programs are offered read the details and plan coverage.
  6. Additionally, Use Online Tools: Take advantage of resources like the Association’s free directory listing Chicago Medicare agents.
  7. Seek Expert Advice: Consider consulting with a Medicare counselor or a New York insurance broker who specializes in Medicare plans.
  8. In Addition, Attend Information Sessions: Attend informational sessions or workshops hosted by local organizations or healthcare providers. They will help you gain insights into available Medicare options.
  9. Above All, Ask Questions: If you have any doubts or need clarification on plan details. Get everyting in writing. Verbal information is not binding for insurance matters.
  10. Lastly, Stay Informed: Stay updated on changes in Medicare policies, premiums, and coverage options by regularly checking official sources and reputable websites for accurate information.

And follow these tips. So seniors in Chicago can navigate the complexities of Medicare plans more effectively and make informed decisions. Because that will ensure your plan aligns with your healthcare needs and financial considerations.

Links To Other Important Medicare Resources for Seniors

Check out the 2024 Medigap Price Index – shows lowest and highest rates for Medigap Plan G in Los Angeles

And find best Medicare Plan D drug plan options using the free online plan comparison software.

Read the latest Medicare insurance statistics that can make you a smarter buyer.

Find Medicare Brokers Los Angeles and information.

Locate Medicare Brokers New York City and information.

Find Best Medicare Supplement Plans – tips and information for seniors turn 65.