Find the lowest Medigap Plan N Prices for your Zip Code
Medicare Plan N Costs 2023 will vary based on where you live. The lowest monthly cost for Medigap Plan N is $87.23 in Dallas / $215.25 in New York City. Here are the lowest available costs found for 10 major U.S. markets. Rates shown are for a male turning 65 and do not include any discounts or added premium fees.
- New York (Zip 10012) – $215.25
- Los Angeles (Zip 90001) – $127.29
- Chicago (Zip 60601) – $93.67
- Washington D.C. (Zip 20005) – $93.05
- Houston (Zip 77001) -$100.06
- Dallas (Zip 75001) – $87.23
- San Francisco (Zip 94105) – $106.25
- Philadelphia (Zip 19050) – $104.32
- Phoenix (Zip 85033) – $95.44
- Atlanta (Zip 30313) – $96.62
Best Way To Find Lowest Medicare Plan N 2023 Costs
Many insurance companies offer Medicare Supplement (or Medigap) insurance. Each company decides what they want to charge. And there can be as big difference. Thus it is so important to be a smart shopper. Speaking to a local Medicare insurance agent can help you find the best coverage for the best cost.
Use the Association’s free directory to find a Medicare agent in your area. Access is free. Enter no personal information to view the listing. Avoid annoying unwanted calls.
Plan N Is The #2 Choice Among Seniors Turning 65
Every day some 11,000 Americans turn 65. For those choosing a Medicare Supplement plan, Plan N is the second most popular choice. Medigap Plan G is the most popular. Nearly 40% choose Plan N.
See the latest most popular Medigap plan choices based on 2022 data.
Who Is Plan N Best Suited For?
Medigap N is best suited for individuals who are looking for a lower-cost alternative to Medigap Plan G. However it can be a good option for those who are willing to pay some out-of-pocket costs in exchange for lower monthly premiums.
Therefore this plan may be a good fit for individuals who do not frequently visit the doctor. But you want the peace of mind of having coverage for unexpected medical expenses.
Medicare Insurance Companies That Sell Medigap Plan N
There are many companies offering Medigap insurance. Here are some of the larger players. These are companies selling in Houston, Texas.
- AARP (UnitedHealthcare)
- Ace Property and Casualty
- Aetna Health Insurance
- Aflac
- Allstate Health Solutions
- Blue Cross / Blue Shield
- Cigna National Health
- Humana Insurance Group
- Liberty Bankers Insurance Group
- Manhattan Life
- Medico Insurance Group
- Mutual of Omaha
What Does Medigap Plan N Cover?
Medicare Part A Coinsurance: This is known as hospital insurance. Note that inpatient hospital stays covered by Medicare Part A require coinsurance fees if they exceed 60 days. Medigap Plan N pays for all of your Part A coinsurance fees.
Medicare Part A Deductible: When you are admitted for inpatient hospital care, you are required to meet a Part A deductible. That (2023) amount is $1,600 per benefit period. You could potentially have to pay the Part A deductible more than one time in a single year. Medigap Plan N covers your deductible in full for each benefit period you require.
Medicare Part B Coinsurance and Copayment: Part B usually charges a coinsurance and copayments for doctor visits and other outpatient care. Medicare Part B typically pays for 80% of the Medicare-approved amount for covered services. You typically have to pay 20% coinsurance in most cases (after you meet your Part B deductible for the year).
Plan N will fully pay for your Part B coinsurance costs, except for a copayment of up to $20 for some office visits. A second copayment of up to $50 could be required for emergency room visits that do not result in an inpatient admission.
Medicare Plan N Costs 2023: Additional Benefits
First 3 Pints of Blood: Should you ever require a blood transfusion as part of a medical procedure, Original Medicare only covers the costs for the 4th pint of blood and beyond. And if you need blood while in the hospital, Plan N cover the cost of the first 3 pints.
Part A Hospice Care Coinsurance or Copayment: Medicare Part A covers hospice care services. There are required copayments. Plan N fully covers the costs of your hospice care coinsurance and copayments.
Foreign Travel Emergency Care: BecauseOriginal Medicare generally does not pay for medical care provided outside of the United States, a Plan N can help. A Medigap Plan N pays for 80% of the costs of your qualified emergency medical care when you travel outside of the U.S.
Click to find local Medicare agents. Ask them for the lowest price for Medigap Plan N.
Additional Medicare Insurance Information & Resources
For example click on any of the following links to obtain more information.
Medicare Supplement Agents Brokers Find Local Medigap
Find Directory of Independent Medicare Agents Near Me
Latest Medicare Insurance Information Statistics, Data and More
Find the best Medicare insurance plan information from the American Association for Medicare Supplement Insurance.
Get answers to your questions. Call the Association at 818-597-3227. Our goal is providing valuable information that will help seniors make better decisions. We look forward to hearing from you.