Find Medicare Insurance Agents in San Diego, California
Licensed independent agents serving San Diego County
Choosing the right Medicare Supplement plan in San Diego is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in San Diego County, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in San Diego, California
- Which Medicare Supplement plans do you offer in San Diego County?
- How do your rates compare to other carriers for Plan G at age 65?
- Do you also offer Medicare Advantage and Part D drug plans?
- Are you an independent agent or do you represent a single carrier?
- How do rate increases work over time with the carriers you represent?
Find a Licensed Medicare Agent Near You in San Diego
Use the directory below to connect with licensed, independent Medicare insurance agents serving San Diego and the surrounding San Diego County area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in San Diego →
Facts About Medicare in California
- San Diego County includes towns such as Alpine, Bonita, Carlsbad, Chula Vista, Coronado, Encinitas, Escondido, La Jolla, Oceanside, Poway, and many more.
- Rate calculations for San Diego Medicare Supplement insurance were as of May 15, 2020.
- Medigap Plan G rates for a 65-year-old non-tobacco male in San Diego range from $125.00 to $269.87 per month.
- Medigap Plan G rates for a 65-year-old non-tobacco female in San Diego range from $125.00 to $269.87 per month.
- Eleven insurance carriers offer Medicare Supplement (Plan G) policies in San Diego County.
California Medicare Advantage Plans
Many Medicare insurance agents in San Diego offer Medicare Advantage plans in addition to Medicare Supplement insurance and Part D prescription drug plans. Consumers can view agent listings, contact agents directly by email or phone, and compare their options without entering personal information.
Medigap Insurance Companies in San Diego, California
The following carriers offer Medicare Supplement plans to San Diego-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- AARP - United Healthcare
- United American Insurance Company
- Mutual of Omaha Insurance Company
- Aetna Health Insurance Company
- Anthem Blue Cross Life and Health
- Continental Life Insurance Company
- Blue Shield of California
- Garden State Life Insurance
- Loyal American Life Insurance
- Humana Insurance Company
- Transamerica Premier Life Insurance
Estimated Medigap Plan G & Plan N Rates — San Diego, California (Zip 92101)
Estimated rates for Zip 92101. Contact a licensed agent for current quotes.
Plan G Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $125.00 | $269.87 |
| Female (Age 65) | $125.00 | $269.87 |
Frequently Asked Questions
What is the best Medicare Supplement plan in San Diego?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in California?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.