Find Medicare Insurance Agents in Raleigh–Durham, North Carolina
Licensed independent agents serving Wake & Durham Counties
Choosing the right Medicare Supplement plan in Raleigh–Durham is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Wake & Durham Counties, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Raleigh–Durham, North Carolina
- How many insurance companies are you appointed with to sell Medicare Supplement plans?
- What is the difference between Medicare Supplement and Medicare Advantage plans?
- Are there household discounts available that could lower my monthly premium?
- How often do rates typically increase, and which companies have the most stable rate histories?
- What is the best time to enroll in a Medicare Supplement plan to avoid underwriting?
Find a Licensed Medicare Agent Near You in Raleigh–Durham
Use the directory below to connect with licensed, independent Medicare insurance agents serving Raleigh–Durham and the surrounding Wake & Durham Counties area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Raleigh–Durham →
Facts About Medicare in North Carolina
- Rates for Medigap insurance in the Raleigh Durham area can vary widely across insurance companies in North Carolina.
- Rate examples shown are as of May 12, 2020, and are subject to change.
- 25 insurance companies offer Medicare Supplement insurance (Plan G) in the Raleigh Durham region of North Carolina.
- Mecklenburg County, located in southwestern North Carolina, had a population of 1,110,356 as of the 2019 census estimate and is the second-most populous county in the state.
- The American Association for Medicare Supplement Insurance (AAMSI) provides a free, 100% private online directory for consumers to find local Medicare agents by ZIP code.
North Carolina Medicare Advantage Plans
The page does not include a specific description of Medicare Advantage plans in the Raleigh Durham area. Consumers are encouraged to connect with local Medicare insurance agents who can compare Medicare Supplement, Medicare Advantage, and Medicare Part D prescription drug coverage options.
Medigap Insurance Companies in Raleigh–Durham, North Carolina
The following carriers offer Medicare Supplement plans to Raleigh–Durham-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- AARP Unitedhealthcare
- Accendo Insurance Company
- Aetna Health Insurance Company
- Assured Life Association
- Bankers Fidelity Assurance Company
- Cigna Health and Life Insurance
- CSI Life Insurance Company
- Equitable National Life Insurance Company
- GPM Health and Life Insurance Company
- Garden State Life Insurance Company
- Great Southern Life Insurance
- Guarantee Trust Life Insurance Company
- Humana Insurance Company
- Lumico Life Insurance Company
- Medico Corp Life Insurance Company
- National Guardian Life Insurance Company
- New Era Life Insurance Company
- Prosperity Life Group
- The Capitol Life Insurance Company
- The Order of United Commercial Travelers
- United American Insurance Company
- United World Life Insurance Company
- Union Security Insurance Company
- Unitedhealthcare
- Western United Life Assurance
Estimated Medigap Plan G & Plan N Rates — Raleigh–Durham, North Carolina (Zip 27601)
Estimated rates for Zip 27601. Contact a licensed agent for current quotes.
Plan G Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $104.65 | $348.72 |
| Female (Age 65) | $91.00 | $303.23 |
Frequently Asked Questions
What is the best Medicare Supplement plan in Raleigh–Durham?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in North Carolina?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.