Find Medicare Insurance Agents in Philadelphia, Pennsylvania
Licensed independent agents serving Philadelphia County
Choosing the right Medicare Supplement plan in Philadelphia is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Philadelphia County, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Philadelphia, Pennsylvania
- Where are you located?
- Do you sell both Medicare Advantage and Medigap plans?
- How many different plans are you appointed with?
- Can you help me with Medicare drug plan coverage?
- How many years have you been selling Medicare plan options?
Find a Licensed Medicare Agent Near You in Philadelphia
Use the directory below to connect with licensed, independent Medicare insurance agents serving Philadelphia and the surrounding Philadelphia County area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Philadelphia →
Facts About Medicare in Pennsylvania
- In 2023, there are 262 Medicare Advantage (MA) plans available in Pennsylvania.
- That compared to 240 MA plans in 2022.
- 100% of Medicare beneficiaries in Pennsylvania have access to a zero premium Medicare Advantage plan.
- The average Medicare Advantage monthly premium in 2022 is $30.05, a decrease from 2021.
- Plan G rates for a woman turning age 65 in Philadelphia (zip 19050) range from $127.67 to $232.30 per month as of March 2023.
Pennsylvania Medicare Advantage Plans
In 2023, there are 262 Medicare Advantage plans available in Pennsylvania, up from 240 in 2022, and 100% of Medicare beneficiaries have access to a zero premium Medicare Advantage plan. Seniors in Philadelphia have several plan options to consider based on their location, and it is helpful to work with an agent who offers both Medicare Advantage and Medicare Supplement plans.
Medigap Insurance Companies in Philadelphia, Pennsylvania
The following carriers offer Medicare Supplement plans to Philadelphia-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- Ace Property
- AARP, Insured by UnitedHealthcare
- Aetna Health Insurance Company
- Aflac
- Allstate Health Solutions
- Bankers Fidelity
- Cigna National Health
- Globe Life
- Guarantee Trust Life
- Humana Insurance Company
- Medico Insurance
Estimated Medigap Plan G & Plan N Rates — Philadelphia, Pennsylvania (Zip 19103)
Estimated rates for Zip 19103. Contact a licensed agent for current quotes.
Plan G Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $143.50 | $257.85 |
| Female (Age 65) | $127.67 | $232.30 |
Plan N Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $109.75 | $211.00 |
| Female (Age 65) | $97.58 | $184.00 |
Frequently Asked Questions
What is the best Medicare Supplement plan in Philadelphia?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in Pennsylvania?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.