Find Medicare Insurance Agents in Palm Beach, Florida
Licensed independent agents serving Palm Beach County
Choosing the right Medicare Supplement plan in Palm Beach is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Palm Beach County, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Palm Beach, Florida
- Which Medicare Supplement plans do you offer in Palm Beach County?
- How do rates from different carriers compare for my age and gender?
- Are there any additional policy fees beyond the monthly premium?
- How often do rates typically increase, and by how much?
- Do you represent multiple insurance companies so I can compare options?
Find a Licensed Medicare Agent Near You in Palm Beach
Use the directory below to connect with licensed, independent Medicare insurance agents serving Palm Beach and the surrounding Palm Beach County area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Palm Beach →
Facts About Medicare in Florida
- Palm Beach County is located in the southeastern part of Florida, directly north of Broward County and Miami-Dade Counties.
- The county had a population of 1,496,770 as of the 2019 census, making it the third-most populous county in Florida.
- Palm Beach is also the 25th-most populous county in the United States.
- The largest city and county seat is West Palm Beach; the county was established in 1909.
- Palm Beach County is one of three counties in South Florida that make up the Miami metropolitan area, with an estimated regional population of 6,198,782 (2018 data).
Florida Medicare Advantage Plans
Medicare Advantage plans are available in the Palm Beach area as part of South Florida's large and competitive Medicare market. Consumers can also compare Medicare Supplement (Medigap) and Medicare Part D prescription drug plans through local agents.
Medigap Insurance Companies in Palm Beach, Florida
The following carriers offer Medicare Supplement plans to Palm Beach-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- Accendo Insurance Company (CVS)
- AARP - Unitedhealthcare
- Aetna Health Insurance Company
- Central States Health and Life Co. of Omaha
- Cigna Health and Life Insurance
- Continental Life Insurance (Aetna)
- Great Southern Life Insurance
- Humana Insurance Company
- Prosperity Life Group
- The Capitol Life Insurance Company
- Union Security Insurance Company
- United of Omaha Life Insurance
- United American Insurance Company
Estimated Medigap Plan G & Plan N Rates — Palm Beach, Florida (Zip 33401)
Estimated rates for Zip 33401. Contact a licensed agent for current quotes.
Plan G Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $233.84 | $323.20 |
| Female (Age 65) | $215.37 | $281.05 |
Frequently Asked Questions
What is the best Medicare Supplement plan in Palm Beach?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in Florida?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.