Find Medicare Insurance Agents in Columbus & Cincinnati, Ohio
Licensed independent agents serving Franklin & Hamilton Counties
Choosing the right Medicare Supplement plan in Columbus & Cincinnati is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Franklin & Hamilton Counties, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Columbus & Cincinnati, Ohio
- How many Medicare insurance companies do you represent?
- What is the difference between Medicare Supplement and Medicare Advantage plans?
- How do rates for Medigap plans differ between insurance companies in Ohio?
- Can you help me compare Part D prescription drug plans for my zip code?
- How often should I review my Medicare coverage to make sure I have the best rates?
Find a Licensed Medicare Agent Near You in Columbus & Cincinnati
Use the directory below to connect with licensed, independent Medicare insurance agents serving Columbus & Cincinnati and the surrounding Franklin & Hamilton Counties area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Columbus & Cincinnati →
Facts About Medicare in Ohio
- Columbus is the state capital and the most populous city in Ohio
- Columbus is the 14th-most populous city in the United States and one of the fastest growing large cities
- Columbus is the second-most populous city in the Midwest, after Chicago, Illinois
- Columbus was founded in 1812 and became the state capital in 1816
- Hamilton County is located in the southwestern corner of Ohio and is the third-most populous county in Ohio, with Cincinnati as its largest city
Ohio Medicare Advantage Plans
Medicare Advantage plans are available in the Columbus and Cincinnati areas as an alternative to Original Medicare combined with a Medigap supplement. Consumers can compare Medicare Advantage, Medicare Supplement, and Part D prescription drug plans by working with a local Medicare insurance agent.
Medigap Insurance Companies in Columbus & Cincinnati, Ohio
The following carriers offer Medicare Supplement plans to Columbus & Cincinnati-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- AARP - United Healthcare
- Bankers Fidelity Assurance
- Cigna Health and Life Insurance
- Garden State Life Insurance
- Globe Life Insurance Company of NY
- Guarantee Trust Life Insurance
- Heartland National Life Insurance
- Humana Insurance Company
- Lumico Life Insurance
- Medico Corp Life Insurance
- National Guardian Life Insurance
- New Era Life Insurance Company
- Mutual of Omaha Insurance Company
- Prosperity Life Group
- Transamerica Premier Life Insurance
- United American Insurance Company
Estimated Medigap Plan G & Plan N Rates — Columbus & Cincinnati, Ohio (Zip 43215)
Estimated rates for Zip 43215. Contact a licensed agent for current quotes.
Plan G Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $110.75 | $387.42 |
| Female (Age 65) | $96.31 | $343.48 |
Frequently Asked Questions
What is the best Medicare Supplement plan in Columbus & Cincinnati?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in Ohio?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.