Find Medicare Insurance Agents in Cleveland, Ohio
Licensed independent agents serving Cuyahoga County
Choosing the right Medicare Supplement plan in Cleveland is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Cuyahoga County, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Cleveland, Ohio
- Which Medicare Supplement plans do you offer in the Cleveland, Ohio area?
- How do your Medigap rates compare to other insurance companies for my age and gender?
- Are your Medicare Supplement premiums community-rated, issue-age-rated, or attained-age-rated?
- Do you also offer Medicare Advantage and Part D prescription drug plans so I can compare all my options?
- How often do your Medicare Supplement premiums typically increase, and what has the rate history been?
Find a Licensed Medicare Agent Near You in Cleveland
Use the directory below to connect with licensed, independent Medicare insurance agents serving Cleveland and the surrounding Cuyahoga County area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Cleveland →
Facts About Medicare in Ohio
- Cleveland is a major city in Ohio with a city proper population of 385,525, making it the 52nd-largest city in the United States and the second-largest city in Ohio.
- Greater Cleveland is ranked as the U.S.'s 33rd-largest metropolitan area.
- The city is located on the southern shore of Lake Erie.
- Cuyahoga County, where Cleveland is located, had a population of 1,235,072 as of 2019 Census estimates, making it the second most populous county in Ohio.
- Medigap rates in the Cleveland area can vary widely — as of May 2020, Plan G rates for a 65-year-old female ranged from $109.91 to $343.48 per month depending on the insurance company.
Ohio Medicare Advantage Plans
The page references Medicare Advantage as one of the plan types consumers in Cleveland can compare alongside Medicare Supplement and Prescription Drug plans. Consumers are encouraged to use the AAMSI directory to find a local Medicare insurance agent who can help compare all available options.
Medigap Insurance Companies in Cleveland, Ohio
The following carriers offer Medicare Supplement plans to Cleveland-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- AARP - United Healthcare
- Bankers Fidelity Assurance
- Cigna Health and Life Insurance
- Garden State Life Insurance
- Globe Life Insurance Company of NY
- Guarantee Trust Life Insurance
- Heartland National Life Insurance
- Humana Insurance Company
- Lumico Life Insurance
- Medico Corp Life Insurance
- National Guardian Life Insurance
- New Era Life Insurance Company
- Mutual of Omaha Insurance Company
- Prosperity Life Group
- Transamerica Premier Life Insurance
- United American Insurance Company
Estimated Medigap Plan G & Plan N Rates — Cleveland, Ohio (Zip 44101)
Estimated rates for Zip 44101. Contact a licensed agent for current quotes.
Plan G Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $125.03 | $387.42 |
| Female (Age 65) | $109.91 | $343.48 |
Frequently Asked Questions
What is the best Medicare Supplement plan in Cleveland?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in Ohio?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.