Find Medicare Insurance Agents in Chicago & Naperville, Illinois
Licensed independent agents serving Cook County
Choosing the right Medicare Supplement plan in Chicago & Naperville is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Cook County, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Chicago & Naperville, Illinois
- How many Medicare Supplement insurance companies do you represent?
- What is the difference in cost between the lowest and highest priced Plan G in my area?
- Are there any rate increase histories I should know about for the carriers you recommend?
- Can you explain the difference between Medicare Supplement and Medicare Advantage plans?
- How do I know when I can switch Medicare Supplement plans without medical underwriting?
Find a Licensed Medicare Agent Near You in Chicago & Naperville
Use the directory below to connect with licensed, independent Medicare insurance agents serving Chicago & Naperville and the surrounding Cook County area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Chicago & Naperville →
Facts About Medicare in Illinois
- Cook County is the most populous county in Illinois and the second-most-populous county in the United States after Los Angeles County.
- The population of Cook County was 5,150,000 as of 2019.
- More than 40% of all Illinois residents live in Cook County.
- Cook County's population is larger than that of 28 individual U.S. states.
- There are 135 municipalities located within Cook County, with Chicago being the largest.
Illinois Medicare Advantage Plans
The page does not include a dedicated Medicare Advantage description for the Chicago area. Consumers in Chicago and Naperville can compare Medicare Supplement (Medigap) insurance rates from over 20 carriers serving Cook County, with Plan G rates as of May 2020 ranging from $109.83 to $396.36 per month depending on gender and insurer.
Medigap Insurance Companies in Chicago & Naperville, Illinois
The following carriers offer Medicare Supplement plans to Chicago & Naperville-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- AARP - United Healthcare
- Accendo Insurance Company
- Aetna Health Insurance Company
- Bankers Fidelity Assurance
- Bankers Fidelity Life Insurance
- Blue Cross / Blue Shield of Illinois
- Cigna Health and Life
- Empire Healthchoice
- Equitable National Life Insurance
- Garden State Life Insurance
- Globe Life Insurance Company of NY
- Great Southern Life
- Guarantee Trust
- Humana Insurance Company
- Lumico Life Insurance
- Medico Corp Life Insurance
- Mutual of Omaha Insurance Company
- National Guardian Life
- New Era Life Insurance
- Prosperity Life Group
- The Order of Commercial Travelers
- United American Insurance Company
Estimated Medigap Plan G & Plan N Rates — Chicago & Naperville, Illinois (Zip 60601)
Estimated rates for Zip 60601. Contact a licensed agent for current quotes.
Plan G Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $124.75 | $396.36 |
| Female (Age 65) | $109.83 | $351.28 |
Frequently Asked Questions
What is the best Medicare Supplement plan in Chicago & Naperville?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in Illinois?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.