Find Medicare Insurance Agents in Madison, Wisconsin
Licensed independent agents serving Dane County
Choosing the right Medicare Supplement plan in Madison is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Dane County, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Madison, Wisconsin
- How many Medicare insurance companies do you represent in Wisconsin?
- What is the difference between Medicare Supplement and Medicare Advantage plans?
- Can you compare Plan G rates from multiple carriers for my specific age and zip code?
- Are there any riders I should consider adding to my Medigap policy?
- How often do Medicare Supplement premiums typically increase in Wisconsin?
Find a Licensed Medicare Agent Near You in Madison
Use the directory below to connect with licensed, independent Medicare insurance agents serving Madison and the surrounding Dane County area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Madison →
Facts About Medicare in Wisconsin
- Medicare insurance costs in the Madison, Wisconsin area vary significantly from one insurance company to the next.
- Premium examples were reported on May 20, 2020 for Madison area residents.
- No riders were included in pricing, including the 50% Part A Deductible Rider, Foreign Travel Rider, Home Health Rider, Part B Coinsurance Rider, Part B Deductible Rider, or Part B Excess Rider.
- Medicare agents serve a wide range of Madison-area communities including Belleville, Black Earth, Cambridge, Cottage Grove, Middleton, Sun Prairie, Verona, and Waunakee.
- Wisconsin consumers can also request a no-cost long-term care insurance quote through the American Association for Long-Term Care Insurance.
Wisconsin Medicare Advantage Plans
The page does not include a specific Medicare Advantage description for the Madison area. Consumers are encouraged to connect with local Medicare agents to compare Medicare Supplement, Medicare Advantage, and Part D prescription drug plan options.
Medigap Insurance Companies in Madison, Wisconsin
The following carriers offer Medicare Supplement plans to Madison-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- Unitedhealthcare
- Cigna Health and Life Insurance
- Aetna Health Insurance Company
- Guarantee Trust Life Insurance Company
- Anthem Blue Cross of Wisconsin
- The Order of United Commercial Travelers
- Americo Insurance
- Humana Insurance Company
- AARP Unitedhealthcare
- United World Life Insurance Company
- Union Security Insurance Company
- Accendo Insurance Company
- Medico Corp Life Insurance Company
- National Guardian Life Insurance Company
- Philadelphia American Life Insurance
- Prosperity Life Group
- The Capitol Life Insurance Company
- United American Insurance Company
- Garden State Life Insurance Company
- Lumico Life Insurance Company
Estimated Medigap Plan G & Plan N Rates — Madison, Wisconsin (Zip 53703)
Estimated rates for Zip 53703. Contact a licensed agent for current quotes.
Plan G Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $117.60 | $328.00 |
| Female (Age 65) | $89.14 | $290.50 |
Frequently Asked Questions
What is the best Medicare Supplement plan in Madison?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in Wisconsin?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.