Vadim Marusin

I’m an independent licensed agent. Independent matters: I’m not tied to a single insurance company, so I can lay the options side by side and tell you honestly which fits — including when the answer is “keep what you have.”

Here’s how I work. We start with your list, not a brochure: the doctors you want to keep, the medications you actually take, what you can comfortably spend. I run those against every plan I’m able to offer in your county, explain the trade-offs in plain English, and then you decide. No pressure, no jargon, no rushing you toward a signature.

I also don’t disappear after enrollment. Most of the real work is the year-round part — a denied claim, a drug that jumped a tier, a diagnosis that changes the math. You get my direct number, and I answer it.

My help costs you nothing. Plans cost the same whether you enroll through me or on your own.