Best Cheap Illinois Medicare Insurance
Compare AARP, Aetna, Humana, Blue Cross and more � find the lowest Medigap rates in Illinois
Find the Best Illinois Medicare Supplement Insurance
Illinois Medicare Supplement insurance providers:
- AARP – Insured by UnitedHealthcare
- Aetna Health Insurance Company
- Bankers Fidelity Assurance
- Blue Cross/Blue Shield Illinois
- Cigna Health and Life Insurance
- Guarantee Trust Life
- Humana Insurance Company
- Lumico Life Insurance Company
- Mutual of Omaha
- New Era
There are just over 20 different insurance companies that offer Medigap insurance in Illinois. In addition, there are many that offer Medicare Advantage plans.
Finding the best Medicare insurance option can be complex.
Connect with Illinois Medicare insurance agents who can help you understand plan differences. Use the Association’s directory to find ones in your area. It’s 100% free and 100% private to use.
Cheap Illinois Medicare Offerings
Here’s why it’s important to compare Medicare insurance. The following are the LOWEST and HIGHEST rates for an Illinois senior turning age 65 and first enrolling in Medigap Plan G. Plan G is the most popular plan for those turning 65.
| Gender | Lowest Monthly Rate (Age 65) | Highest Monthly Rate (Age 65) |
|---|---|---|
| Male | $127.17/month | $252.07/month |
| Female | $110.58/month | $229.16/month |
Why couples should compare Medicare Supplement insurance! Some insurance companies offer a Household Discount. Not all do. And the discounts can range from 5% to 14%. For a couple, the savings can easily be $500 a year — savings year after year.
Sample Monthly Rates for a 65-Year-Old Woman (Medigap Plan G)
Here are monthly prices for a 65-year-old woman (Medigap Plan G) for several of the companies listed above:
| Sample Monthly Premium |
|---|
| $115.12 |
| $116.33 |
| $118.87 |
| $120.18 |
| $144.22 |
| $153.70 |
As you can see, there is a significant difference for basically identical insurance coverage. That is why we advocate for consumers finding and working with a knowledgeable Medicare insurance advisor.
Major Illinois Medicare Supplement Insurers
AARP by UnitedHealthcare
UnitedHealthcare (UHC) has been providing plans for more than 30 years and serves more than 4 million insured individuals nationwide. The basic benefits provided by Medicare Supplement plans are the same no matter which insurer you choose. However, as an industry leader, UnitedHealthcare claims to offer many policy features that may be of interest to seniors.
Aetna Medicare Supplement Plans
In addition to its Medicare Advantage plans, Aetna offers several Medigap policies to help individuals pay for costs not covered by Original Medicare (Parts A and B) coverage. Now part of CVS, the company also has some excellent Prescription Drug plans.
Blue Cross Blue Shield Illinois
Blue Cross and Blue Shield of Illinois is a trusted and experienced health insurance company. The company provides coverage to more than 8.5 million members. Many plans come with access to health and wellness programs, as well as extra benefits like dental, hearing, and vision. Plus member discount programs and care options through their 24/7 Nurseline and Virtual Visits.
Mutual of Omaha Medicare Supplement Insurance
Mutual of Omaha Medicare Supplement insurance policies come with an Additional Benefit Rider that includes discounts and services through third-party providers, at no additional cost to you.
Additional Worthwhile Reading
- Tips to find a Medicare agent and what questions to ask them.
- Medicare Supplement insurance statistics and data, prices, claims, and more.