Find Medicare Insurance Agents in Winston-Salem, North Carolina
Licensed independent agents serving Forsyth County
Choosing the right Medicare Supplement plan in Winston-Salem is one of the most important financial decisions you'll make in retirement. A licensed Medicare insurance agent can walk you through every plan option available in Forsyth County, compare costs from multiple carriers, and help you enroll — at no cost to you. Agents are paid by the insurance companies, so their guidance is free.
Questions to Ask Medicare Agents in Winston-Salem, North Carolina
- Do you represent one Medigap company, or do you represent multiple companies?
- How many Medicare insurance companies are you appointed to sell?
- What is the history of rate increases for the companies you represent?
- Will you meet me in person, or do you work over the telephone and/or Internet?
- Can you explain all of my Medigap plan options and help me choose one suited to my health preferences and budget?
Find a Licensed Medicare Agent Near You in Winston-Salem
Use the directory below to connect with licensed, independent Medicare insurance agents serving Winston-Salem and the surrounding Forsyth County area. Independent agents represent multiple carriers so they can compare plans and rates on your behalf.
Find Medicare Agents in Winston-Salem →
Facts About Medicare in North Carolina
- Medicare Supplement insurance costs in Winston-Salem, North Carolina can vary significantly — the difference can be as much as 142.5 percent for virtually identical coverage.
- For a 65-year-old female, Plan F costs range from $117.50 to $274.34 per month — a 133.5 percent difference.
- For a 65-year-old male, Plan F costs range from $130.12 to $315.49 per month — a 142.5 percent difference.
- Medigap insurance prices can vary from one Zip Code to the next within the Winston-Salem area.
- Costs shown are based on the 2018 Association analysis of Medigap policy providers and are subject to change.
North Carolina Medicare Advantage Plans
The page does not include a dedicated Medicare Advantage section. Consumers seeking Medicare Advantage, Medicare Supplement, or Prescription Part D Drug Coverage in the Winston-Salem area can connect with a licensed agent through the Association's free online directory.
Medigap Insurance Companies in Winston-Salem, North Carolina
The following carriers offer Medicare Supplement plans to Winston-Salem-area residents. Premiums vary significantly between companies for identical plan benefits — comparing quotes is essential.
- Aetna
- Humana
- UnitedHealthcare
- Cigna
- Mutual of Omaha
Estimated Medigap Plan F Rates — Winston-Salem, North Carolina (Zip 27101)
Estimated rates for Zip 27101. Contact a licensed agent for current quotes.
Plan F is no longer available to new Medicare enrollees who became eligible after January 1, 2020. Contact a licensed agent for current Plan G rates.
Plan F Rates
| Gender | Lowest Monthly Premium | Highest Monthly Premium |
|---|---|---|
| Male (Age 65) | $130.12 | $315.49 |
| Female (Age 65) | $117.50 | $274.34 |
Frequently Asked Questions
What is the best Medicare Supplement plan in Winston-Salem?
Plan G is the most comprehensive Medigap plan available to new Medicare enrollees. It covers everything Medicare covers except the Part B deductible. Plan N offers lower premiums with small copays for office and ER visits.
When is the best time to enroll in Medicare Supplement in North Carolina?
During your 6-month Medigap Open Enrollment Period, which begins the month you are both 65 and enrolled in Part B. During this window no insurer can deny you coverage or charge more due to health conditions.
Do I need a referral to see a specialist with a Medigap plan?
No. Original Medicare does not require referrals. You can see any specialist who accepts Medicare anywhere in the United States with no prior authorization required.
Can I switch Medicare Supplement plans after I enroll?
Yes, but outside of your Open Enrollment Period you may be subject to medical underwriting. If you are in good health, switching to a lower-cost carrier for the same plan level is often straightforward.